Westchester County Town Comparison Guide: 8 Communities Compared for 2026
If you're moving to Westchester County, figuring out which communities to investigate can be harder than deciding whether Westchester itself makes sense.
Two communities only 10 miles apart can give you a very different day-to-day experience. You can live near a busy downtown and walk to the train, live along the Hudson River in a smaller village, choose a more residential setting where you'll probably rely on your car more often, or look for a community with a broader mix of condos, co-ops and single-family homes. Each choice comes with tradeoffs.
I'm John Buoninfante, a Licensed Associate Real Estate Broker with Real Broker NY LLC, and I move people in and out of Westchester. When I'm working with someone relocating here, I don't start by giving them a list of the "best towns." I start by figuring out what they actually need from their housing, commute and day-to-day routine.
In this guide, we're going to compare White Plains, Scarsdale, Tarrytown, Dobbs Ferry, Irvington, Ardsley, Rye and Pleasantville based on practical factors including housing, price, Metro-North access, downtowns, transportation and geography.
The goal isn't to pick a winner. It's to give you useful information about how these communities differ so you can decide which ones you want to investigate further.
Is There a Best Town to Live in Westchester County?
People search for the "best towns in Westchester County" all the time, but there isn't an objective answer.
Someone looking for a condo within walking distance of Metro-North and restaurants is comparing different housing options from someone primarily searching for a single-family home on a larger property. Budget can change the available options again, and so can commute.
A more useful approach is to compare Westchester communities using the same criteria and decide which differences matter to you.
When I'm helping someone relocate here, I don't expect them to already know exactly where they want to live. I usually start with budget, housing type, commute, transportation, downtown access and how much space they're looking for. From there, we can investigate the communities and actual properties that meet those criteria.
White Plains: An Urban Option in Westchester
White Plains is a city and a major commercial center in Westchester. Downtown has restaurants, shopping, offices, apartments and condominiums, and the Metro-North station provides Harlem Line service.
The housing options include single-family homes, condos, co-ops, rental buildings and newer residential developments closer to downtown.
If you're considering White Plains, compare individual properties based on their relationship to downtown and Metro-North, housing type, parking, property taxes and the routes to the places you expect to use regularly.
For someone coming from Manhattan or another dense area, seeing White Plains in person can also provide useful context for the range of environments available within Westchester.
Scarsdale: Residential Setting With a Village Center
Scarsdale borders White Plains, but its housing and physical layout are different.
Much of Scarsdale is primarily residential, with single-family homes making up a large part of the housing stock. The area around the Scarsdale Metro-North station and village center provides access to shops and services, while other sections are more residential.
One thing I explain to buyers early is that a Scarsdale mailing address doesn't automatically mean a property is located within the Village of Scarsdale or the Scarsdale Union Free School District. Properties in nearby areas, including portions of the Town of Greenburgh, can also have a Scarsdale postal address. That's something to verify at the property level rather than assuming based on the address.
Scarsdale also has several distinct residential sections, including Greenacres, Fox Meadow, Heathcote, Quaker Ridge and the Edgewood area. Their locations relative to the train station, village center and major roads can matter when you're comparing individual properties.
For a Scarsdale search, useful property-level factors include purchase price, property taxes, distance from Metro-North, home and lot size, location within the community and the exact municipal and school-district boundaries associated with the property.
If school information is part of your research, verify the district serving the specific property and review objective information directly from the applicable school district and the New York State Education Department rather than relying on a postal address or generalized online ranking.
Tarrytown: Hudson River Living With a Downtown
Drive from White Plains to Tarrytown and you're looking at a different part of Westchester.
Tarrytown sits on the eastern shore of the Hudson River and has a downtown with businesses and restaurants, along with Metro-North service on the Hudson Line.
Tarrytown also has waterfront recreation, including Pierson Park, Losee Park and RiverWalk Park. Housing varies by location and includes single-family homes, condominiums, co-ops and multifamily properties.
When comparing properties in Tarrytown, useful factors include distance to the train, proximity to Main Street, housing type, parking, property taxes and where the property sits in relation to the river and downtown.
Dobbs Ferry: Downtown, Metro-North and the Hudson River
Continue south along the Hudson and you get to Dobbs Ferry.
Dobbs Ferry has its own Metro-North Hudson Line station, a downtown business district and access to the Hudson River waterfront.
I've spent a lot of time in Dobbs Ferry, including filming around the downtown, waterfront and train station. Seeing those areas in person gives you a much better understanding of how they fit together than looking at them separately online.
The exact property still matters. Living near the village center can give you a different day-to-day experience from owning a house farther away, and the area's elevation and topography are worth paying attention to when you're looking at individual homes.
For Dobbs Ferry, useful comparison points include distance to the train and downtown, topography, available housing, parking, property taxes and proximity to the river.
Irvington: Another Hudson River Village With Its Own Layout
One mistake people can make when they're new to Westchester is treating all of the Rivertowns as interchangeable.
Irvington also sits along the Hudson River and has Metro-North service, but it has its own physical layout, housing stock, parks and village center. Outdoor spaces include Scenic Hudson Park, Matthiessen Park, Halsey Pond Park, Irvington Woods and access to the Old Croton Aqueduct. Scenic Hudson Park sits along the Hudson River next to the Metro-North tracks and includes pathways, open lawn and recreational facilities.
Those are the kinds of differences that don't show up when you compare communities only by median sale price.
If Irvington is on your list, relevant property-level factors include proximity to the train and Main Street, property size, available inventory, topography, taxes and location relative to the village center.
Ardsley: A Different Transportation Equation
Ardsley belongs in this comparison for a different reason. Unlike the other communities covered so far, Ardsley doesn't have its own Metro-North station.
That doesn't determine whether Ardsley works for an individual consumer. It changes the transportation questions that need to be evaluated. If you commute by Metro-North, you'll need to consider how you would reach a station, how frequently you expect to drive and how that transportation pattern works with the rest of your routine.
This is one reason generic "best town" rankings aren't very useful. The importance of any individual factor depends on the consumer evaluating it.
In Ardsley, useful comparison points include transportation to Metro-North, highway access, home and lot size, available inventory, property taxes and expected car use.
Rye: Exploring Westchester's Sound Shore
If you've mainly been looking along the Hudson River or in central Westchester, Rye introduces another part of the county: the Sound Shore.
Instead of being oriented around the Hudson River, you're on the Long Island Sound side of Westchester. Rye has Metro-North service on the New Haven Line, a downtown and a housing market with a substantial amount of single-family housing.
Understanding that geography is important when you're relocating here. Westchester isn't one uniform suburban market. Moving from one part of the county to another can change your train line, driving patterns, housing options and the places you use day to day.
For Rye, relevant comparison points include housing budget, property taxes, proximity to Metro-North, downtown access, property size, flood-zone information where applicable and how the Sound Shore location relates to your commute and regular travel.
Pleasantville: Looking Farther North
Pleasantville provides another useful comparison because it moves the search farther north while still offering a village downtown and Metro-North service.
That change in location can affect the housing available, commute and driving patterns. It's another reason I prefer comparing actual communities and properties instead of treating Westchester as one large suburban housing market.
If Pleasantville is on your list, useful factors include purchase price, available inventory, Metro-North access, distance to the station and downtown, property taxes and the routes to places you expect to travel regularly.
2026 Westchester Home Price Comparison
Housing cost is obviously going to affect your shortlist, but price by itself doesn't tell you which community you should choose.
To make the comparison consistent, the figures below use the same property type and reporting period for all eight communities: single-family homes for the last 12 months through August 2026.
|
Community |
Closed Sales |
Median Sale Price |
Median Days on Market |
% of Original List Price Received |
|
White Plains |
278 |
$935,000 |
30 |
105.0% |
|
Scarsdale |
352 |
$2,050,000 |
36 |
110.3% |
|
Tarrytown |
29 |
$1,250,000 |
60 |
103.3% |
|
Dobbs Ferry |
48 |
$1,082,500 |
51 |
103.6% |
|
Irvington |
56 |
$1,777,761 |
53 |
104.4% |
|
Ardsley |
31 |
$1,135,000 |
16 |
110.3% |
|
Rye City |
119 |
$2,704,500 |
35 |
105.4% |
|
Pleasantville |
42 |
$1,158,540 |
29 |
104.8% |
Source: OneKey® MLS Local Market Updates, August 2026. Single-Family Homes. Last 12 months through August 2026.
OneKey's local reports identify Tarrytown, Dobbs Ferry, Irvington and Ardsley with Greenburgh, and Pleasantville with Mount Pleasant. The figures above are from the individual village-specific reports, not townwide Greenburgh or Mount Pleasant statistics.
Among these eight communities, the median single-family sale price ranged from $935,000 in White Plains to $2,704,500 in Rye City during this 12-month period.
But pay attention to the number of sales too. Scarsdale recorded 352 closed single-family sales and White Plains recorded 278, while Tarrytown recorded 29. When you're dealing with a smaller number of transactions, individual sales can have a larger effect on a median.
The percentage of original list price received provides another way to see how final sale prices compared with sellers' original asking prices. Scarsdale and Ardsley were both at 110.3% for this period, while the other communities in the comparison ranged from 103.3% to 105.4%.
Those numbers describe what happened in the market. They don't tell you where you should live.
A better next question is: What can you realistically buy in the communities you're considering?
How I Help Buyers Compare Westchester
This is where my approach is a little different from handing someone a list of towns.
I recently worked with a buyer relocating from California. His work would take him to both New York City and Westchester, so commute and location were important parts of the search.
Instead of deciding on one town before he really knew the county, we looked across different parts of Westchester and compared communities in the Rivertowns, central Westchester and the Sound Shore.
That gave him the opportunity to see the differences himself rather than trying to make the decision from town rankings, online reviews or listing photos.
As the search progressed, we narrowed down the locations and properties that worked for what he was trying to accomplish. He ultimately purchased a home in Hawthorne. That's much closer to how I approach a Westchester home search.
We didn't start by deciding which town was "best." We started with his priorities, looked at different options and narrowed the search based on the properties and locations that worked for him.
How to Build a Westchester Shortlist
If you're early in the process, don't start with 20 town names. Start with the practical criteria you're going to use to evaluate the available housing.
Budget: Look beyond purchase price. Property taxes, insurance and other applicable expenses affect the total monthly cost of owning a home.
Commute: Think about where you're actually going and how often. Compare the transportation options and actual routes associated with the properties you're considering.
Housing: Decide whether you're primarily looking for a single-family home, condo, co-op, townhouse or whether you're open to several options.
Transportation: Think about whether walking to Metro-North matters to you or whether you're comfortable driving and parking at or near a station.
Downtown access: If access to restaurants, coffee shops, shopping and other businesses matters to you, compare the actual distance and route from individual properties rather than relying on a community-wide description.
Property: Consider how much indoor and outdoor space you're looking for and compare what is actually available within your budget.
Schools: If school-district information is relevant to your search, verify the district serving each specific property and review objective information from the district and the New York State Education Department.
Taxes: Don't compare two homes on asking price alone. Property taxes can materially change the monthly cost of owning a home in Westchester. When clarification is needed on a specific property, I contact the appropriate municipal assessor's office directly on my clients' behalf so we have better property-specific information before they make a decision. That doesn't guarantee what a future tax bill will be, but it gives us more useful information than an assumption.
Once those criteria are clear, a very large county becomes easier to research through a manageable group of communities and actual properties.
Westchester Town Comparison at a Glance
|
Community |
Setting |
Metro-North in Community |
Downtown/Village Center |
Housing Mix |
|
White Plains |
Urban/suburban |
Yes |
Large downtown |
Single-family, condos, co-ops, apartments |
|
Scarsdale |
Primarily residential |
Yes |
Village center |
Primarily single-family plus some attached/multifamily options |
|
Tarrytown |
Hudson River village |
Yes |
Village downtown |
Single-family, condos, co-ops, multifamily |
|
Dobbs Ferry |
Hudson River village |
Yes |
Village downtown |
Single-family, condos, co-ops, multifamily |
|
Irvington |
Hudson River village |
Yes |
Village center |
Primarily single-family plus attached/multifamily options |
|
Ardsley |
Inland suburban village |
No |
Village commercial area |
Primarily single-family |
|
Rye |
Sound Shore city |
Yes |
Downtown |
Primarily single-family plus condos/co-ops |
|
Pleasantville |
Northern-central village |
Yes |
Village downtown |
Single-family plus condos/multifamily |
Housing types and availability vary by property and location. This comparison is intended as a starting point, not a ranking of communities.
How to Compare Westchester Communities for Your Move
There isn't one community that is objectively right for everyone, which is why I wouldn't choose from a ranking before understanding what you're actually comparing.
If downtown access and a broader selection of condos and apartments are priorities, include those criteria in your comparison. If walking to Metro-North is important, look at the actual distance and route between each property and the station. If you're comfortable driving to a station, evaluate those transportation arrangements instead.
Geography matters too. The Hudson River, central Westchester and the Sound Shore are different parts of the county with different transportation patterns and community layouts.
And then there's the house itself. A community can look appealing on paper until you start seeing what your budget actually buys there compared with the other places you're considering.
Define your criteria, understand the tradeoffs and compare the communities and properties that actually meet them.
Frequently Asked Questions About Comparing Westchester County Communities
What are the best towns to live in Westchester County?
There is no objective "best" town in Westchester County. Communities differ in housing costs, housing types, train access, downtown environments, geography, taxes and other practical factors. Compare those differences using your own housing criteria rather than treating a town ranking as a recommendation.
What Westchester communities in this guide have Metro-North stations?
Among the communities covered here, White Plains, Scarsdale and Pleasantville have Harlem Line stations; Tarrytown, Irvington and Dobbs Ferry have Hudson Line stations; and Rye has New Haven Line service. Ardsley does not have its own Metro-North station. Current schedules and service should always be verified at mta.info.
Which communities in this guide have downtown or village-center areas?
White Plains, Tarrytown, Dobbs Ferry, Irvington, Rye and Pleasantville have downtown or village-center areas where shops, restaurants and other businesses are concentrated. Scarsdale also has a village-center area around its Metro-North station. Whether a particular home is practically walkable to those areas depends on the specific property, route, distance, terrain and your own requirements.
Can I live in Westchester without relying on a car?
It depends heavily on the specific property and your daily transportation needs. Some homes and apartments are located near Metro-North, restaurants and shopping, while other locations involve more driving. Evaluate the actual address and the routes you expect to use rather than assuming an entire community is either walkable or car-dependent.
How much does it cost to buy a single-family home in these Westchester communities?
For single-family homes sold during the 12 months through August 2026, the median sale prices in the eight communities compared in this guide ranged from $935,000 in White Plains to $2,704,500 in Rye City, according to the OneKey MLS local market reports used above. Those are market medians, not estimates of what a particular property is worth or what every buyer will need to spend.
How should I handle school-district information when comparing Westchester properties?
Verify the school district serving each specific property rather than relying on the municipality, postal address or a generalized online ranking. If school information is relevant to your search, review objective information from the applicable district and the New York State Education Department and evaluate it according to your own criteria.
Should I choose a Westchester community before I start looking at homes?
Not necessarily. One approach is to narrow the county to a manageable group of communities and then compare actual properties. What your budget buys, along with taxes, transportation, housing type and other property-specific factors, can provide useful information as you make your own decision.
Moving to Westchester? Start Here
If you're still trying to understand how Westchester fits together, download my Moving to Westchester Guide. It gives you a broader introduction to the county before you start narrowing down individual communities.
If you've already started looking and you're comparing two or three communities, that's usually where a conversation becomes more useful than another generic online ranking. Tell me which communities you're considering, your approximate budget, where you need to commute and the practical criteria you're using to compare properties.
I'm John Buoninfante, a Licensed Associate Real Estate Broker with Real Broker NY LLC. I move people in and out of Westchester.
My job isn't to tell you where you should live. It's to give you the information and local real estate guidance you need to make that decision for yourself.
John Buoninfante
Licensed Associate Real Estate Broker
Real Broker NY LLC
646-391-1093
John@JohnWestchesterRealtor.com
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